Independent insurance, tax, and investment advice for Saskatoon and central Saskatchewan, in plain language, honest math, and advice built to solve problems rather than sell products. Your advisor here is Derek Penner, who lives and works in Saskatoon and has a particular focus on planning for families living with disabilities.
Saskatoon families and business owners have plenty of choices for financial advice. What sets FS² apart is independence and plain language. We are not tied to one insurer or fund company, so the recommendation you get is the one that fits your situation, not the one a single provider needs to sell. And you deal with a real local person, not a call centre.
[ADVISOR TO ADD: Derek, a couple of honest lines about serving Saskatoon specifically, the community, the kinds of families and owners you work with here, and why being based in the city matters. Keep it real, no fabricated numbers.]
Saskatoon and central Saskatchewan clients work with Derek Penner, in the industry since 2014 and individually licensed for insurance in Saskatchewan (and Manitoba). Saskatoon is Derek's home base. He and his wife Julia live in the city with their two daughters, so when you use a tool on this page, the person who calls you is right here in Saskatoon. No call centre, no bots, no hold music.
Derek also brings something you do not find on most advisor bios. He has a particular focus on financial planning for families living with disabilities. As the parent of a child with Cerebral Palsy, and with prior experience in disability support, Derek understands first hand what these families are planning for, from Registered Disability Savings Plans (RDSPs) to the long view on care, guardianship, and financial security. If that is your family, you are talking to someone who gets it.
Yes. Derek is locally based in Saskatoon, so a first conversation is easy to arrange. It is a free 20 minute, no pitch consultation, available in person around Saskatoon or by phone or video, including evenings and weekends.
Yes, and this is a real focus for Derek, not a checkbox. As the parent of a child with Cerebral Palsy, and with prior experience in disability support, he works with families on Registered Disability Savings Plans (RDSPs) and the wider plan around care and long term security. The starting point is always your family's situation, never a product.
Yes. Our advisors are appointed with nearly every major Canadian insurer and fund manager rather than tied to a single company's shelf, so the advice is built to solve your problem, not to sell one provider's product.
This page is general information only and is not individualized financial, investment, insurance, tax, or legal advice. FS² advisors are individually licensed for insurance in Saskatchewan; the corporation is licensed in Alberta and Saskatchewan. Speak with a licensed advisor about your own situation before acting.